What is a banked reset, and how is it different from a regular one?

Updated 2026-10-13

“Codex redeem usage limit reset” and “usage limit resets available” are both searches for the same underlying idea: a banked reset. This guide covers what that term means, based on this site's own recorded history — not on how any single announcement described it.

Global-reset totals via whenreset.app as of the latest build: Codex has 56 recorded global resets (last on 2026-10-26), plus 8 banked credits not counted in that cadence; Claude has 14 recorded global resets (last on 2026-10-21), plus 1 banked credit not counted in that cadence. These numbers are pulled fresh at build time, not typed into this guide by hand.

Banked vs. immediate reset

A regular (global) reset is applied directly to eligible accounts and clears usage right away. A banked reset is different: OpenAI describes it as a one-time Codex usage limit reset that is saved to your account until you use it or it expires. Nothing happens until you apply it yourself. It is not purchased credit and does not raise your plan's limit. The source for this section is OpenAI's help center article on banked Codex resets.

An announcement can include one type or both. The two are tagged separately on this site: the Codex history page's “Type” column and the timeline both distinguish a banked entry from a regular one, using the live count shown above rather than a number fixed into this text.

How to use a banked reset

Per OpenAI's help center: open Settings, then Usage, in the desktop app, the CLI or on the web; select the usage summary that shows an available reset; review the expiry, then confirm. The option may also appear after you reach a Codex usage limit. What you see depends on your plan and account.

Using a full banked reset refreshes both your 5-hour and weekly Codex windows, and it moves your weekly reset date to roughly a week after you resume using Codex. You do not also get the weekly reset on the original day. The reset is only consumed if it refreshes at least one eligible window; if there is nothing to reset, it stays available.

Eligibility and expiry

OpenAI treats banked resets as promotional benefits. Eligibility, which limits are affected, delivery timing and expiry vary by offer, plan, workspace and region, so there isn't a single rule to state here. Check the expiry shown in your account: once an unused banked reset expires, OpenAI says it cannot be restored or reissued. On this site, check the summary text and the source link on each entry for the specifics of that particular announcement.

Does a banked reset count in this site's reset numbers?

No. Because a banked reset only takes effect when each user applies it, this site leaves banked entries out of “last reset”, the typical gap and the reset odds. Those figures count global resets only. Banked entries still appear in each product's timeline and history, and they are counted separately.

Frequently asked questions

How do I redeem a banked reset?

Open Settings, then Usage, in the Codex desktop app, the CLI or on the web, select the available reset, check its expiry and confirm. This site has no visibility into your account; if a reset you expected is missing, OpenAI's help center article on banked Codex resets explains what to check and what to send to OpenAI Support.

Do banked resets count toward the reset-frequency numbers elsewhere on this site?

No. Since 2026-09-23 the reset odds, the typical gap and “last reset” count global resets only. Banked entries are listed in the timeline and history and counted separately.

Are banked resets exclusive to Codex?

OpenAI's help article covers Codex. On this site, an entry is tagged banked when the announcement described a reset to apply later rather than an immediate clear-out; check the “Type” column on the Codex and Claude history pages for the recorded examples.

Sources

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